One Time Password
OTP or One Time Password is another layer of online protection against any financial fraud.
How it works?
After the customer press the PAY button, a small charge to the credit card will be made. This charge will be voided automatically.
The OTP is the first 3 digits that corresponds to the amount of the charge made to the credit card entered by the customer. Kushki Cajita will display a new field where the customer will type the OTP.
Below you can find an example of Kushki Cajita running with OTP Validation:
Important to consider:
- The OTP expires after 5 minutes
- The customer will have 3 attempts to enter a valid OTP. Otherwise, the customer will have to ask for a new one by pressing the PAY button again or try with another credit card.